If you are involved in a car accident, there are some important things you need to do. So, without further ado, here are the top 10 things to do when you are involved in a car accident:
1.Stay at the scene of the accident:
Don’t leave the scene of the accident even if the accident is a minor one.
Try to protect the scene of the accident:
Prevent further accidents by keeping your flashers on or setting up flares. If it’s dark and your lights do not work, use a flashlight to keep you safe as you wait by the roadside or in your disabled car.
- Call the police:
It is important to call the police after an accident even if there are no serious injuries. Remember that a police report can speed up the process of filing a claim with your insurance provider and help you get paid faster. The vehicles involved in the accident need to remain where they are after an accident unless they interfere with traffic.
- Make an accurate record:
When the police arrive at the scene of the accident, try as much as possible to tell the investigating officer exactly what took place. If you don’t know some facts, tell the officer so. Avoid guessing, speculating, or misstating anything about the accident. If you are asked whether you sustained any injuries but you are not sure, say you aren’t sure.
Avoid saying no in such a case. Keep in mind that the injuries and pain from a motor vehicle accident may not be apparent immediately after an accident. They may become apparent hours after an accident. You need to also ensure that other people involved in the accident are also accurate. This is a key factor in how to get more money in an accident case.
- Take pictures at the scene of the accident:
You can take car accident photos with your camera or smartphone. Take photos of the vehicles if there is visible damage and any visible injuries. However, don’t interfere with the on-going police investigation. If you are not able to take pictures at the scene of the accident, take them immediately after the accident.
- Exchange information:
The investigating police offer gets this information. However, if the police don’t respond to the automobile accident, get the name, telephone number, and address of all the people involved in the car accident including passengers and drivers. You also need to get information about insurance by asking for the insurance card for all vehicles involved in the accident.
If there are any witnesses, obtain information from them so that you or your attorney can contact them when you need them. If the police respond to the car accident, the investigating officer will give all drivers a police report number. The number can help you get a police report later on. If the accident occurs on a state highway, request a report from the state police.
- Report the car accident:
You should contact your insurance company right away to tell them about the car accident. Remember that various policies usually need immediate reporting and full cooperation. Find out whether or not your insurance coverage includes medical benefits. You have to pay extra for that type of coverage known as “medpay” so use it.
With medpay coverage, you need to submit your accident-related medical bills to your insurance provider. Medpay coverage is primarily for accident-related medical bills. When you exhaust your medpay benefits, private health insurance will become your primary insurer. Medpay benefits cover the injuries sustained by all the occupants of the vehicle. Your insurance rates shouldn’t increase after submitting claims for medpay coverage.
- Seek Medical Attention.
As we said earlier, injuries resulting from a car accident may not be apparent immediately after an accident. Most of our clients say that they feel the most pain a day or two after being involved in a car accident. Unless you are sure that you did not sustain any injuries, seek medical attention after being involved in a car accident.
Keep in mind that even accidents involving minor impact can cause serious and permanent injury to your spinal cord. If you were dazed or lost consciousness after the car accident, then you may have suffered a closed head injury or concussion. If not treated, this can lead to cognitive and behavioral changes.